Terms of Services


Last updated: 26 August 2019

The following terms and conditions (including any documents referred to in them) (collectively, the “Terms of Service”), apply to your use of the Davidrayner Answers website and all *.Davidrayner Answers sub sites (collectively, “Davidrayner Answers”), as well as any content, functionality and services offered to you, whether as a guest or a registered user, on or through Davidrayner Answers.

Please read the Terms of Service carefully before you start to use Davidrayner Answers. By using Davidrayner Answers, you accept and agree to be bound and abide by these Terms of Service and our Privacy Policy, which can be found at https://davidrayneranswers.com/privacy and is incorporated here by this reference.

Davidrayner Answers is owned by Aladeen Wadia, and operated by Aladeen Wadia and associates (“we” or “us” or “The Company”). We may revise and update these Terms of Service from time to time in our sole discretion.
If we make any material changes to these Terms of Service, we will notify you by posting a notice on Davidrayner Answers before the changes are effective. Your continued use of Davidrayner Answers following the posting of revised Terms of Service means that you accept and agree to the changes.

IF YOU DO NOT AGREE TO THESE TERMS OF SERVICE OR TO THE PRIVACY POLICY, YOU MUST EXIT THE WEBSITE.

Accounts

  1. By using Davidrayner Answers, you represent and warrant that you are 13 years old or older. Children under 13 can create an account only with prior verifiable parental consent.
  2. To access Davidrayner Answers or some of the resources it offers, you will need to create an account and provide your email address and a password. You may also customize your automatically generated username. Some resources require you to enter your credit card information which will be sent directly to our payment processor PayPal or Pay U Money.
  3. You are responsible for maintaining the security of your account and password, and you are fully responsible for all activities that occur under the account. You must treat your username and password as confidential, and you must not disclose it to any third party.
  4. You agree to immediately notify us of any unauthorized use of your username or password or any other breach of security. You also agree to ensure that you exit from your account (typically by clicking the “Log Out” link, but might also include clearing the web browser history and cookies) at the end of each session from a public or shared computer.
  5. We have the right to disable any username or password at any time in our sole discretion for any or no reason, including, if in our opinion, you have failed to comply with any provision of these Terms of Service.
  6. Davidrayner Answers has the right to change the subscription cost at any time before or after exam.