Last updated: 27 April 2021

The following terms and conditions (including any documents referred to
in them) (collectively, the “Terms of Service”), apply to your use of
the ttps://davidrayneranswers.com/ website and all *.
https://davidrayneranswers.com/ subsites (collectively, “DAVID RAYNER
ANSWERS”), as well as any content, functionality and services offered to
you, whether as a guest or a registered user, on or through DAVID RAYNER
ANSWERS.

Please read the Terms of Service carefully before you start to use DAVID
RAYNER ANSWERS website. By using DAVID RAYNER ANSWERS website, you accept and
agree to be bound and abide by these Terms of Service and our Privacy Policy,
which can be found at and is incorporated here by this reference. DAVID
RAYNER ANSWERS is owned by IGCSE.net and operated by IGCSE.net and associates
(“we” or “us” or “The Company”). We may revise
and update these
Terms of Service from time to time in our sole discretion. If we make any
material changes to these Terms of Service, we will notify you by posting
a notice on DAVID RAYNER ANSWERS before the changes are effective. Your
continued use of DAVID RAYNER ANSWERS following the posting of revised Terms of
Service means that you accept and agree to the changes.

IF YOU DO NOT AGREE TO THESE TERMS OF SERVICE OR TO THE PRIVACY
POLICY, YOU MUST EXIT THE WEBSITE.

Content:

1. DAVID
   RAYNER ANSWERS, its features and functionality are owned by IGCSE.net.
2. DAVID
   RAYNER ANSWERS and IGCSE.net are not associated with any other publisher,
   including the textbook publisher.
3. Book
   cover images, titles, and author names appear for reference purposes only
   and remain the property of their respective owners.
4. Content,
   including videos, may not be distributed by any means, nor downloaded to a
   user’s device for the purpose of offline use or storage.
5. Content,
   including user-generated content like comments, discussions, and
   testimonials, on DAVID RAYNER ANSWERS become the property of IGCSE.net. It
   is the user’s responsibility to obtain appropriate licensing and
   attribution for content they post to DAVID RAYNER ANSWERS. Content without
   appropriate licensing or attribution will
   be removed.
6. You
   may use DAVID RAYNER ANSWERS only for lawful purposes and in accordance
   with these Terms of Service.

 

You agree that:

• You
  are responsible for what you publish.
• The
  content you publish will not contain any material which is defamatory,
  obscene, indecent, abusive, offending, harassing, violent, hateful,
  inflammatory or otherwise objectionable.
• The
  content you publish will not promote sexually explicit or pornographic
  material, violence, or discrimination based on race, sex, religion,
  nationality, disability, sexual orientation or age.
• The
  content you publish will not knowingly infringe any patent, trademark,
  trade secret, copyright or other intellectual property rights of any other
  person.
• The
  content you publish will not violate the legal rights (including the
  rights of publicity and privacy) of others or contain any material that
  could give rise to any civil or criminal
  liability under applicable laws or regulations or that otherwise may be in
  conflict with these Terms of Service and our Privacy Policy.
• You
  will not use DAVID RAYNER ANSWERS to transmit, or procure the sending of,
  any advertising or promotional material without our prior written consent,
  including and
  “spam”, “junk mail”, “chain letter” or any other
  similar solicitation.
• You
  will not impersonate or attempt to impersonate “IGCSE.net” and any
  associates, another user, or person or entity (including, without limitation,
  the use of email addresses or screen names associated with any of the
  foregoing).
• The
  language of DAVID RAYNER ANSWERS is English. Content you publish will be
  written in English.

Additionally, you agree not to:

• Use
  the Website in any way that violates any applicable law or regulation
  (including, without limitation, any laws regarding the export of data to
  and from the India, US,UK, Canada or other countries)
• Use
  the Website in any manner that could disable, overburden, damage, or
  impair the Website or interfere with any other party’s use of the Website,
  including their ability to engage in real time activities through the
  Website.
• Use
  any device, software or routine that interferes with the proper working of
  the Website
• Introduce
  any viruses, Trojan horses, worms, logic bombs or other material which is
  malicious or technologically
  harmful
• Attempt
  to gain unauthorized access to, interfere with, damage or disrupt any
  parts of the Website, the server on which the Website is stored, or any
  server, computer or database connected to the Website; or
• Otherwise
  attempt to interfere with the proper working of the Website.

Monitoring and
Enforcement:

1. Accounts
   (user or educational institution) which do not follow the guidelines
   listed above will be blocked. Content which does not follow the guidelines
   listed above will be removed.
2. We
   have the right to take appropriate legal action, including without
   limitation, referral to law enforcement, for any illegal or unauthorized
   use of the DAVID RAYNER ANSWERS or terminate your access to all or part of
   the DAVID RAYNER ANSWERS for any or no reason,
   including without limitation, any violation of these Terms of Service. Without
   limiting the foregoing, we have the right to fully cooperate with any law
   enforcement authorities or court order requesting or directing us to
   disclose the identity of anyone posting any materials on or through the DAVID
   RAYNER ANSWERS.
3. You
   waive and hold harmless the “IGCSE.net” and associates from any claims
   resulting from any action taken by the “IGCSE.net” and associates during
   or as a result of investigations by either the “IGCSE.net” and associates
   or law enforcement authorities.
4. We
   cannot and do not undertake to review all materials before they are posted
   on DAVID RAYNER ANSWERS, and cannot ensure immediate removal of any
   objectionable material after it has been posted. Accordingly, we assume no
   liability for any action or inaction regarding transmissions,
   communications or content provided for DAVID RAYNER ANSWERS by any user or
   third party.
5. We
   do not warrant the accuracy, completeness or usefulness of any content
   posted on DAVID RAYNER ANSWERS. We disclaim all liability and
   responsibility arising from any reliance placed on such materials by you
   or any other visitor to DAVID RAYNER ANSWERS, or by anyone who may be
   informed of any of its contents.

Privacy:

1. All
   information we collect on DAVID RAYNER ANSWERS is subject to our Privacy
   Policy by using DAVID RAYNER ANSWERS, you consent to all actions taken by
   use with respect to your information in compliance with the Privacy
   Policy.

Account Delete &
Permanent Blocking:

1. You
   can delete your account at any time by requesting us at
   “ia*****@***il.com”. Upon deletion all private and personally identifying
   information from your profile will be deleted.
2. Public
   content you created, such as comments, emails & messages associated
   with your account, won’t be deleted. All this content will be attributed
   to an “Anonymous” user.
3. Once
   deleted, your account is gone and cannot be restored.
4. Customers
   who tries to copy the content of the
   website by snipping or print screen method will be blocked immediately and
   “NO” refund will be provided to such customers or users.

Refund Policy:

1. The
   DAVID RAYNER ANSWERS website provide you sample answers for you to
   completely satisfy before you buy the premium membership on our website
   without any registration.
2. We
   also provide you extra free resources upon basic registration at zero
   cost.
3. Once
   you purchase the membership “NO REFUND” will be done at any circumstances
   cost as this mean.
4. Blocked
   User payment won’t be refunded as
   being consider as threat to copy the website content based on our policy.

General conditions

1. You
   may link to DAVID RAYNER ANSWERS, provided you do so in a way that is fair
   and legal and does not suggest any form of association, approval, or
   endorsement on our part where none exists. DAVID RAYNER ANSWERS must not
   be framed on any other site. You agree to cooperate with us in causing any
   unauthorized framing or linking immediately to cease. We reserve the right
   to withdraw linking permission without notice.
2. Links
   from DAVID RAYNER ANSWERS to other sites and resources provided by third
   parties are provided for your convenience only. This includes links
   contained in advertisements, including banner advertisements and sponsored
   links. We have no control over the contents of those sites or resources
   and accept no responsibility for them or for any loss or damage that may
   arise from your use of them. If you decide to access any of the third-party
   websites linked to DAVID RAYNER ANSWERS, you do so entirely at your own
   risk and subject to the terms and conditions of use for such websites.
3. You
   understand that we cannot and do not guarantee or warrant that file
   available for downloading from the internet or DAVID RAYNER ANSWERS will
   be free of viruses or other destructive code. You are responsible for
   implementing sufficient procedures and checkpoints to satisfy your requirements
   for anti-virus protection and accuracy of data input and output, and for
   maintaining a means external to our site for any reconstruction of any
   lost data.

WE WILL NOT BE LIABLE FOR ANY LOSS OR
DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES OR OTHER
TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT,
COMPUTER PROGRAMS, DATA OR OTHER PROPRIETARY MATERIAL DUE TO YOUR
USE OF DAVID RAYNER ANSWERS OR ANY SERVICES OR ITEMS OBTAINED THROUGH DAVID
RAYNER ANSWERS OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY
WEBSITE LINKED TO IT. YOUR USE OF THIS WEBSITE, ITS CONTENT AND ANY SERVICES OR
ITEMS OBTAINED THROUGH DAVID RAYNER ANSWERS IS AT YOUR OWN RISK. DAVID RAYNER
ANSWERS, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH DAVID RAYNER
ANSWERS ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE”
BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

NEITHER THE COMPANYNOR ANY PERSON
ASSOCIATED WITH THE COMPANY MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT
TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY OR AVAILABILITY
OF DAVID RAYNER ANSWERS. WITHOUT LIMITING THE FOREGOING, NEITHER THE COMPANY
NOR ANYONE ASSOCIATED WITH THE COMPANY REPRESENTS OR WARRANTS THAT DAVID RAYNER
ANSWERS, ITS CONTENT OR ANY SERVICES OR ITEMS OBTAINED THROUGH DAVID RAYNER
ANSWERS WILL BE ACCURATE, RELIABLE, ERROR-FREE OR UNINTERRUPTED, THAT
DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE
ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT DAVID RAYNER ANSWERS OR
ANY SERVICES OR ITEMS OBTAINED THROUGH DAVID RAYNER ANSWERS WILL OTHERWISE MEET
YOUR NEEDS OR EXPECTATIONS.

THE COMPANY HEREBY DISCLAIMS ALL
WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING
BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT AND
FITNESS FOR PARTICULAR PURPOSE. THE FOREGOING DOES NOT AFFECT ANY WARRANTIES
WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

4. Limitation
   on Liability. IN NO EVENT WILL THE COMPANY, ITS AFFILIATES OR THEIR
   LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS OR DIRECTORS BE
   LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR
   IN CONNECTION WITH YOUR USE, OR INABILITY
   TO USE, DAVID RAYNER ANSWERS, ANY WEBSITES LINKED TO IT, ANY CONTENT ON
   DAVID RAYNER ANSWERS OR SUCH OTHER WEBSITES OR ANY SERVICES OR ITEMS
   OBTAINED THROUGH DAVID RAYNER ANSWERS OR SUCH OTHER WEBSITES, INCLUDING
   ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE
   DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND
   SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF
   BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF
   DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF
   CONTRACT OR OTHERWISE, EVEN IF FORESEEABLE. THE FOREGOING DOES NOT AFFECT
   ANY LIABILITY WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
5. Arbitration.
   All disputes (whether in contract, tort or otherwise, whether statutory,
   common law or equitable and whether pre-existing, present or future)
   against DAVID RAYNER ANSWERS or IGCSE.net or associates, its agents,
   employees, affiliates, successors and assigns, relating to these Terms of
   Service or any aspect of DAVID RAYNER ANSWERS will be resolved by binding
   arbitration administered by an arbitration service provider chosen by IGCSE.net
   under its arbitration rules then in effect. That arbitration will be
   conducted before a single neutral arbitrator and will be limited solely to
   the dispute between IGCSE.net, associates, and you, the user. The
   arbitration will be conducted in Vancouver, BC, Canada, or by telephone or
   online. Any award of the arbitrator will be final and binding on each of
   the parties and may be entered as a judgment in any court of competent
   jurisdiction. Either you or IGCSE.net may, without violating this
   provision, seek from a court any equitable relief that may be necessary to
   protect the rights
   or
   property of that person pending the appointment of an arbitrator (or
   pending the arbitrator’s determination of the merits of the controversy),
   and in those cases, you irrevocably submit to the jurisdiction of any
   court sitting in the Province of British Columbia, Canada, you waive any
   objection to jurisdiction and venue in those courts and any claim that
   forum is inconvenient, and you agree not to initiate any proceeding
   against IGCSE.net or associates in any other jurisdiction.
6. ANY
   CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE
   TERMS OF SERVICE OR THE WEBSITE MUST BE COMMENCED WITHIN ONE (1) YEAR
   AFTER THE CAUSE OF ACTION ACCRUES, OTHERWISE, SUCH CAUSE OF ACTION OR
   CLAIM IS PERMANENTLY BARRED.
7. Waiver
   and Severability. No waiver of these Terms of Service by the Company shall
   be deemed a further or continuing waiver of such term or condition or any
   other term or condition, and any failure of the Company to assert a right
   or provision under these Terms of Service shall not constitute a waiver of
   such right or provision. If any provision of these Terms of Service is
   held by a court of competent jurisdiction or the arbitrator to be invalid,
   illegal or unenforceable for any reason, such provision shall be eliminated
   or limited to the minimum extent such that the remaining provisions of the
   Terms of Service will continue in full force and effect.
8. The
   Terms of Service and our Privacy Policy constitute the sole and entire
   agreement between you and the Company with respect to the Website and
   supersede all prior and contemporaneous understandings, agreements,
   representations and warranties, both written and oral, with respect to the
   Website.